Bad Rv Foreclosures - article about Rv Foreclosures


 Rv Foreclosures - article about Rv Foreclosures

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RV Foreclosures Are Increasing


Today there are many RVs on the road and they are not just for retired couples traveling the country anymore. RVs or recreation vehicles are homes or living spaces on wheels and they can have all the comforts or luxuries of home. People use RVs for travel, as a comfortable vehicle or as a motor home. RV foreclosures are happening at an increasing pace.

Most RVís have sleeping areas, places for cooking and preparing food and a table to eat. Many of them will have bathrooms and other features such as refrigerators and living rooms. The larger more elaborate models have internet, satellite, large living rooms and bedrooms. RVs have features that will fit various budgets - prices range from the folding campers at around $7000 to larger touring mobile homes at $150,000 or more. The Recreation Vehicle Association says that at least 8 million homes in the U.S. have RVs. The increase use of these vehicles has lead to RV Foreclosures.

There are several types of RVs. One type is the RV trailer that much be attached to another vehicle to be towed. The other types are the mobile homes or regular RVs. The mobile home RVs come in class A, B, or C depending on the size and chassis. With the price of RVís going from the truck campers that range in price around $13,000 to the Travel Trailers at $17,000 and motor homes starting around $65,000 they represent a considerable investment. RVís are sold on loans just as other homes. Therefore, the owners can face RV foreclosure. Many people consider their RV as a second home and some liken it to their primary living place. They camp at the many RV parks around the country moving about.

RVs Enjoyed by Many

In recent years, not only retireeís have taken interest in RVs. Today many people enjoy them for travel, camping and or as homes. In the past RVs had a stereotype as to be for poor people but that is not the case any more as people of various lifestyles have RVs. The changing economy and over zealous loaning practices have increased RV foreclosures just as in the regular housing market.

As RVs were sold at variable interest rates, we see a similar rise in RV foreclosures as with regular homes. RV foreclosures happen because the owner falls behind in payment due to various factors such as health problems, loss of income or other factors. RV foreclosures follow the same format as with other foreclosures with the grace period whereby the owner may be able to get another buyer to take over the vehicle. Sometimes if this does not happen, the lender has to auction off the RVs.


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