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Articles on Money

I was recently trying to find some articles on money saving tips and advice and found some truly helpful sites. Of course, I also came across some useless information as well. My biggest problem is developing a budget and sticking to it. A budget in my household only lasts about a week. After that, we find reasons to spend money on more frivolous items and something always comes up that needs immediate attention. It's impossible for us to stash money into our savings account. Considering the fact that we're hoping to buy a larger house in a year, this presents a problem. We simply lack the discipline for effective saving. I did manage to find several articles on money saving tips that allowed me to be a bit more creative in my attempts to cut down on some expenses and stash extra cash. Most articles on money saving tell you to find more coupons, shop outlets for clothing and groceries, find ways to decrease utility bills, conserve more gas, and lots of tips that are purely common sense.

I found a site that had tons of fun and creative articles on money saving that I actually enjoyed reading. My favorite tip was one that I put into effect immediately. I found an old shoebox and taped the lid on it. I cut a small hole in the top of the lid and wrapped it with wrapping paper. Once a week, or more, my husband and I committed to putting an undisclosed amount of money into the box. We can't see inside of it, and we can't open it up to take it out. It could be a simply dollar bill or ten dollars. We agreed to not let the other one know how much we're contributing and we designated a certain date that we can open it up and that amount would be a weekend getaway or house money. I thought it was a brilliant idea and a way to have some fun. Who knows how much we could end up hiding and saving!

Most articles on money saving were informative but not very interesting. I'm a person who enjoys reading fresh new ways for saving extra cash. I can figure out the common sense methods on my own. I'd rather have someone tell me something that I would not have even considered, something that will actually last for more than a week.

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