Commercial Identity Theft - article about Commercial Identity Theft

Commercial Identity Theft Can Be Reduced

While it may be convenient to store all customer information on your computer, all this really does is help thieves find what they want in one place. When a customer conducts business with your online store, the only thing you should keep is maybe a name and the type of merchandise they purchased. To reduce the incidence of commercial identity theft no financial information should be kept.

Your online privacy and security policy should specify exactly what information is going to be kept by the company and what you will do with that information. When a person makes an online purchase, once the transaction is complete there is no valid reason to store their financial information hoping for another transaction. This increases the odds of commercial identity theft for no good reason.

Keep Track Of Personal Information

It will not matter how careful you are with your personal information if companies with which you do business is careless with it. Be sure to read the privacy policies they should have posted and if you are not comfortable with the information they plan to keep, then you may want to reconsider doing business with them. With the rise of commercial identity theft, there is no good reason for a company to maintain your personal financial information on their system.

You may be comfortable giving them your credit card number one time for a purchase, but there really is no convenience in allowing them to store that information on their servers. The few seconds it takes to re-enter it when you make another transaction could be lost if someone commits commercial identity theft and you have to spend weeks or even months getting your credit report repaired.

As a commercial enterprise you should protect your customers information and by gathering it and storing it on your own system should be a number one goal to help prevent commercial identity theft. Your privacy policy should be firmly enforced and once a transaction has been completed there should be no evidence remaining behind for thieves to sneak in and steal and then use against your customers.

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