A Credit Report - article about A Credit Report

A good friend of mine recently went to a job interview that she passed with flying colors. She was well-qualified for the position and she had plenty of experience. She was just what the employer was looking for and she thought she had the job. However, a credit report stood in the way between her and the position.

We all have times when someone asks for a credit report and it usually is pertinent information. I can see why an employer might want to see a credit report when going through the application process. It may help an employer weed out unreliable people. However, there are some people who are very intelligent, skilled and talented who also have downright awful credit.

My friend’s credit was destroyed during her divorce. Both her and her husband went through a terrible financial fiasco during the emotional break-up. A credit report does not reflect the occurrences in a person’s life that may lead to financial ruin. A potential employer should look at the whole picture when making decisions about hiring a person based on a credit report. If the employer would have considered her situation, he may have hired her.

Another problem with employers considering a credit report during the hiring process is that the person who has bad credit probably has the bad credit because he does not have a decent job. He can’t get a decent job if his credentials include a credit report. His credit report just gets worse and worse in the process. He is only able to gain employment through organizations that do not consider a person’s credit history in his qualifications.

Employers need to keep in mind that not everyone has perfect credit and the reasons for imperfect credit do not always reflect neglect and uncaring. Sometimes bad credit reflects a bad time in a person’s life. My friend is looking for a fresh start. She is starting a new life and trying to leave a broken heart behind her. It is very sad to think that a credit report stands in the way of her starting over.

Comments	Date

Name:
Comments :

<a href="http://www.refresharticles.com/articles/credit-check/a_credit_report_16.txt">A Credit Report</a>